Troy Auto Loan Debt Lawyers

Albany Car Repossession

Are you behind on your car loan? If so, even driving around in your car to work and running errands can seem stressful. The constant nagging thought that your car could be repossessed is with you every moment. You can get rid of this nagging thought and get up-do-date on your car payments through Chapter 13 bankruptcy.

Ehrlich Law Firm, P.C., in Troy, New York, will give your personal bankruptcy case the personal attention you deserve. We offer free initial consultations to individuals who have participated in mandatory credit counseling. Schedule yours today by contacting us online or calling 518-272-2110.

How Can Chapter 13 Bankruptcy Save Your Car?

In Chapter 13 bankruptcy, you will enter into a repayment plan — taking place within a three to five year timeframe — with your creditors. When you enter into a repayment plan, you are given the opportunity to get caught up on your car payments. As long as you make payments according to your repayment plan, your car will not be repossessed.

Our attorneys may also be able to negotiate the terms of your auto loan. We may be able to extend the length of your loan, allow you to pay arrears over time, and lower the interest rate.

You may also be able to keep your car through Chapter 7 bankruptcy. To be able to do this, you will need to reaffirm that you can make on-time payments on your auto loan.

Our lawyers are ready to help you obtain relief from your debts. Schedule your free initial consultation today by calling us at 518-272-2110. Or, contact us online to have someone be in touch with you promptly.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.